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Long-Term Disability Insurance for Depression and Anxiety: Why Most Claims Get Denied and How to Win an Appeal

The denial letter arrived in a thick envelope from Hartford, addressed to a 47-year-old project manager in Minneapolis who had been out of work on long-term disability for nine months with major depressive disorder and generalised anxiety. The envelope contained 31 pages: a benefit denial, a four-page summary of “subjective complaints lacking objective medical evidence,” … Read more

Friendship and Community as Mental Health Infrastructure: Building Connection That Outlasts Therapy

Friendship and Community as Mental Health Infrastructure: Building Connection That Outlasts Therapy

The Mental Health Infrastructure That Costs Nothing and Predicts the Most The longest-running study of human flourishing in history, the Harvard Study of Adult Development, has tracked hundreds of men over more than eight decades. The single most consistent finding from the study is that the quality of close relationships, more than wealth, fame, intelligence, … Read more